BITLUMENS

WHY BITLUMENS?

BitLumens distributes solar powered devices in areas without power grids and connects them to blockchain. Using a device, people build credit scores. Banks can access data using BitLumens own BLS token and use it to publish microcredits to those who most need it.

Data

These devices form microgrids in places without existing infrastructure. Our innovative software collects data and sends it to blockchain. People may decide to make this data available to banks for microcredit and other financial services. Banks will gain access to more than one billion people in need of bank accounts.

Power plants

This device generates clean, zero-emission electricity and has a direct impact on people's quality of life. In the future, devices can be interconnected to form micro-power grids in places without electricity, allowing people to trade energy in their communities.

Security

Device can be locked when users get arrears with their monthly payments. This provides the security needed to issue microcredit. On the other hand, users have full control over their data. Only those who decide who can access and use it.

BLS TOKEN

To access and use BitLumens software, a BLS token is required. Tokens serve several purposes: villagers need them to pay for their solar power installments, banks need them to access BitLumens SaaS (Software as a Service), family members use tokens to send remittances.

Since most villagers do not have Internet access to pay for their Solar Home Systems digitally, BitLumens employs agents that will collect payments in cash and purchase some of the appropriate BLS tokens from the open market. The BLS will then be uniquely associated with solar powered devices.

The BLS token is an ERC20 token based on the Ethereum blockchain. It does not represent the equity in the company. Since every participant in the BitLumens ecosystem will need to buy BLS from the open market, the demand for BLS will increase as the business scale.

BLS

BLS tokens are required to access credit score data from the 1.2 billion people who do not have access to electricity and bank accounts.
Villagers use BLS token to pay for electricity.
The BLS token is used to send remittances.
Carbon mitigation is verified using IoT and will be approved at a later stage.
Anyone who needs a BLS token to access BitLumens services must purchase it from the open market.

BENEFITS FROM BLS:

Affordable access to safe, environmentally friendly and reliable electricity.
Access to microloans and other financial services for billions of people who do not have bank accounts.
Avoid the expensive remittance fees that are usually charged for micro-loans.
Each token represents a portfolio of microloans that is guaranteed by our hardware.
Contributing to the United Nations Sustainable Development Goals

PLATFORM BITLUMENS

We have developed Software as a Service (SaaS) that can be accessed through the BitLumens platform. Banks, governments, utilities and other entities may use them to gain access to various data points collected by BitLumens solar devices and by our agents: KYC information, digital IDs, credit score notes, carbon mitigation, energy produced and consumed as well as location device. All personal data is owned by the user and kept secure and private until they decide to make it available.

Through the data collected, investors can visualize the location of the hardware, the amount of power generated and the credit score of the borrower, giving them full transparency over their investment and its impact in remote places.

LINE TIME

TEAM

VERONICA GARCIA

CEO - Founder

Veronica Garcia is investment consultant at Credit Suisse and UBS for Latin American Asset Managers. After completing his studies at ETH in Zurich, he joined the IBM Research Lab. He also works as a consultant for the World Bank, IADB and Castalia. His research focuses on renewable technologies and on the quantification of investment needs to achieve state targets for renewable power generation. In 2017 he founded BitLumens which brings solar and water power to rural areas in developing countries using the Internet of Things (IoT) and blockchain technology.

DANIEL HELLER

CFO

Daniel Heller has been associated with the Peterson Institute for International Economics since January 2017 as a visiting guest. Prior to joining the Institute, he was head of financial stability at the Swiss National Bank, head of the Secretariat of the Settlement and Payment System Committee at the Bank for International Settlements, and executive directors for Switzerland, Poland, Serbia, Azerbaijan and four Central Asian Republics at the International Monetary Fund. He received his PhD from the University of Bern and is a researcher at Stanford University. His academic publications are on the design of optimal bond auctions, central bank money requests, and collateral requirements for over-the-counter (OTC) clearing of derivatives.

ALI ASKAR

CTO

Ali had been a consultant to cloud solutions and network security architect at Akron Telecoms. Ali has good expertise in designing, deploying, and managing cloud services to support our platform products as well as customized applications.

YASH PATEL

Frontend Developer

Yash works as Software Engineer at Onata. Expertise in utilizing front-end technology to develop high-end web applications using Angular, Bootstrap, HTML5, and React JS. Fundamental mastery of the AWS cloud computing platform, and many dimensions of scalability - including but not limited to: VPC (Private Private Cloud), EC2, Load-balancing with ELB, Cloud Formation, Cloud Watch, AWS API, and various toolkits to educate it.

PRIYA

Designer

Priya is a senior graphic designer working at Cygnet Infotech, has rich experience in user interface and user experience. He is a creative designer & feels a creative release when the points are connected, things become a place for better visuals.

REKHA

Backend Developer

Rekha is a senior Java / J2EE developer working at Cygnet Infotech, has rich experience in developing scalable cloud ready applications. He is an analytical thinker who solves ongoing problems or defects, often called upon to consult on issues that have eluded resolution by others.

JOAO SANTOS

IoT Technician

Joao Santos is a Computer Engineer (PUCRS / Brazil) with a master in biomedical engineering (PUCRS / Brazil) and the other in the field of microelectronics (EMSE / France). He has a multidisciplinary curriculum and has experience from chip design, embedded solutions and also with high level software applications. He works as a chip designer, project manager, product and app engineer, web and app developer. He developed several applications that focus on low power using RFID, WiFi, BLE, LoRa among others.

MIHAELA ULIERU

Great Data Specialist, Advisor

Dr. Ulieru is a Blockchain champion at the World Economic Forum where he advises to include it in Top 10 Emerging Technologies 2016, developed in collaboration with Scientific American. Dr. Ulieru in a distributed intelligent system creates a strong foundation for governance in Blockchain as an institutional technology for its role in revolutionizing domestic manufacturing, logistics and security. Dr. Ulieru has been awarded "Chairman of Industrial Research in Intelligent Systems" and "Canadian Research Chair in e-Society" and holds many council appointments including the Science Council of Singapore, Canada and the European Commission and to the Global Agenda Council of the World Economic Forum. He is a Global Leader with the Aspen Institute and President of the IMPACT Institute for the Digital Economy.

DEAN KARAKITSOS

Blockchain Advisor

Dean is a visionary innovator in the development of disruptive technology and business management with over 20 years experience bringing the industry-changing approach to design and launch new dynamic technology products. He is the founder of Bloqchain Science that builds a secure decentralization system using blockchain technology for identity solutions, tokenization-of-things (ToT), on-chain / off-chain payment solutions, smart contract security and auditing. In the field of telecommunications, it has signed more than 100 interconnection agreements with carriers worldwide and manages voice traffic streaming over one billion minute votes.

ISMAIL MALIK

Crypto Expert, Counselor

Ismail is Chief Editor of ICO Crowd, the first and leading publication in the world on Initial Coin Offerings (ICO). Ismail, craft and creative concept packs to make it accessible to the crypto community. He is the founder of several companies and some of his research includes Academic Certification Records at Blockchain. Incentive Incentives. Education & Research for decentralized economics Student Identity Students are associated with Social Learning on Blockchain Accreditation Chain, Evidence of Study.

THOMAS KANSY

Carbon Credit Specialist, Advisor

Thomas is an experienced quantitative modeler and designs and conducts complex research on the relationship between asset value and regulation. Thomas has worked with a broad portfolio of public and private clients, including multinational energy companies, multilateral organizations such as the OECD and the World Bank, governments around the world, and the European Commission.

IAN SCARFFE

Crypto Expert, Counselor

Ian is an entrepreneur, investor, and consultant who has business experience from around the world. As a prominent businessman, Ian is on a personal mission to develop an entrepreneurial culture, helping startups reach their full potential and help expand existing companies. A leading expert in the Bitcoin, Blockchain and Crypto industries, Ian is at the heart of the worldwide finance industry revolution and is currently consulting and advising multi-million dollar companies.

CAROLINA FORGA

Investor Relations, Counselors

Grew up in Barcelona (Spain) and studied Business Administration in Lausanne (Switzerland). He also holds a Master's degree in Finance from Eserp Business School. Carololina has worked in wealth management for the past 7 years. Before he was at Citi Private Bank for 3 years where he won the Global Excellence Award. Carolina is a supporter of Blockchain and early crypto investors.

HERBERT STERCHI

Counselor

Herbert has become Lead Finance at Thomson Reuters Global Resources. He specializes in accounting processes, SAP implementations and audits based on IFRS. He has pioneered controls and procedures, bringing increased accountability to technology and content development and reducing overall spending while improving product features and features and reducing the time to go to market.

BEN BUNKER

Business Developer, Advisor

He is a social entrepreneur with over 6 years experience developing an off-grid solar energy project. He currently serves as CEO of Global BrightLight Foundation (GBL), the goal organization for life-enhancing missions by providing affordable solar energy solutions for people living without access to electricity in Latin America. Prior to joining GBL as CEO, Ben worked as a consultant at ICF International where he supported the United States Agency for International Development and the United States Environmental Protection Agency.

JIM KYUNG-SOO LIEW

AI Expert, Advisor

Jim is an Assistant Professor of Finance at Johns Hopkins Carey School of Business and is thrilled in pushing the limits of financial knowledge and product development as both an academic Data scientist and FinTech. He has published pioneering research at the intersection of massive data on social media, crypto, and financial markets. He currently teaches "Big Data Machine Learning," "Advanced Hedge Fund Strategies," and "Leads Entrepreneurship and Innovation" at Johns Hopkins Carey Business School. In addition, he has served as Chairman of the Johns Hopkins Innovation Factory and has received the Dean's Award for the Faculty of Excellence 2015-2017.

CHIA HOCK LAI

Counselor

Chia has nearly 2 decades of experience in the finance industry, having performed a role in business and technology. He is an alumnus of the National University of Singapore and Nanyang Technological University. In addition to being the founding president of the Singapore FinTech Association, he is also a Fellow of the Singapore University of Social Science and an advisor to Startups.

MEGAN KERINS

Consulting engineer

As a solar engineering consultant with a focus on developing countries, Megan has a passion for bringing justice and diversity into the renewable energy sector. He has a Master's degree in Civil Engineering from Stanford University and has worked for various Bay Area solar companies, including overseeing a nationwide solar quality assurance program with Sunrun. He also actively participated in the funding, design, and installation of solar and micro hydro projects in Thailand, Burma, and Ethiopia. In 2016, Megan started Solar Stewards, LLC, serving as technical advisor for commercial and utility-scale projects in the US and the Caribbean.